DebtNudge respects your privacy and is committed to protecting your personal information. This policy explains what we collect, how we use it, how we share it, and the choices you have. This privacy policy applies to the Site and all products and services offered by DebtNudge. When we say "we" or "us", we mean DebtNudge as the whole operation.

Information we collect

• Account details: name, email address, and encrypted password.
• Financial data you enter: debts, transactions, investments, and net worth snapshots.
• Billing and subscription information related to Pro memberships (payments are processed by our payment provider, such as Stripe).
• Usage data: log entries, device type, browser information, and approximate location based on IP address, used to improve the service and prevent abuse.

How we use your information

• Provide and personalize the DebtNudge experience.
• Process memberships, handle billing, and maintain account security.
• Improve product performance, troubleshoot issues, and prevent fraud or abuse.
• Send service-related communications such as account notices, billing updates, and important changes.

How we share information

• We do not sell, trade, or rent your personal information.
• We may share limited information with trusted service providers that help us operate and improve the site, including:
  • Payment processors (such as Stripe) to process subscriptions and payments. We do not store full payment card numbers.
  • Analytics providers (such as Google Analytics) to understand how users interact with the site.
  • Advertising partners (such as Google AdSense) to display ads and measure their performance.
• We do not share the financial data you enter into the app (including debts, transactions, investments, and net worth information) with advertising partners.
• We may disclose information if required to do so by law, legal process, or to protect the rights, safety, and security of DebtNudge and our users.

Cookies, analytics, and advertising

DebtNudge uses Google Analytics to collect information about how visitors use the site. Google Analytics uses cookies and similar technologies to collect usage data and generate reports on site activity.

We also use Google AdSense to display advertisements. Google AdSense may use cookies or web beacons to show ads to users based on visits to this and other websites.

Google’s use of advertising cookies enables it and its partners to serve ads based on users’ visits to this site and/or other sites on the internet. Users may opt out of personalized advertising by visiting Google’s Ads Settings and can learn more about how Google uses data from sites that use its services in Google’s Privacy Policy.

You can control cookies through your browser settings. Disabling cookies may affect certain features of the site.

Your choices

• Update your account information in your profile.
• Request deletion of your account and associated data from your profile page, subject to data we are required to retain by law.
• Contact us with questions or requests.

Data security

We use industry-standard security measures to protect your information, including encryption and access controls. No system is 100% secure, but we work hard to protect your data. Your password is never stored in plain text.

Data retention

We retain your personal data for as long as your account is active or as needed to provide the service. You may request deletion by logging in and visiting the profile page. We may retain certain records as required by law (such as billing or tax records) or for legitimate business purposes, including fraud prevention.

Children’s privacy

DebtNudge is not intended for children under the age of 13, and we do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page.

Contact

Questions about privacy? Email us at support@debtnudge.com.